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Effective Date: 09/01/2025

1. Introduction

These Terms of Service (“Terms”) are a legal agreement between you (“User,” “you,” or “your”) and Unique Growth (“Company,” “we,” “us,” or “our”) governing your access to and use of uniquegrowth.org (the “Site”) and related services (collectively, the “Services”).

By using our Site or Services, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

2. Eligibility

• You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services.

• Our Services are intended for U.S. residents only.

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3. Services Provided

Unique Growth provides financial literacy education, coaching, and informational resources.

⚠️ Important Disclaimer: We do not provide personalized investment, tax, or legal advice. All materials and communications are for educational purposes only. You should consult with licensed professionals (financial advisors, tax advisors, attorneys) before making financial decisions.

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4. User Responsibilities

By using our Site, you agree that you will:

• Provide accurate and complete information when submitting forms or inquiries.

• Use the Site only for lawful purposes.

• Not engage in fraudulent, abusive, harmful, or disruptive behavior.

• Not attempt to reverse engineer, copy, or misuse the Site or its content.

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5. Intellectual Property

• All content on the Site — including text, graphics, logos, videos, and designs — is the property of Unique Growth and protected by copyright, trademark, and other intellectual property laws.

• We grant you a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes.

• You may not reproduce, distribute, or exploit Site content without prior written permission.

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6. Submissions & Accounts

• If you submit inquiries, forms, or other content, you grant us a license to use that information to provide Services and respond to your requests.

• If accounts are offered, you are responsible for safeguarding your login credentials and all activity under your account.

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7. Third-Party Links & Services

Our Site may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of those third parties. Your interactions with them are at your own risk.

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8. Disclaimers

• The Site and Services are provided “as is” and “as available” without warranties of any kind, either express or implied.

• We make no guarantees regarding accuracy, completeness, or results obtained from our educational resources.

• We disclaim liability for errors, interruptions, or delays in the Site.

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9. Limitation of Liability

To the fullest extent permitted by law:

• Unique Growth and its affiliates shall not be liable for indirect, incidental, consequential, or punitive damages, even if advised of the possibility of such damages.

• Our total liability for any claim arising out of your use of the Site or Services will not exceed $100.

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10. Indemnification

You agree to defend, indemnify, and hold harmless Unique Growth, its affiliates, officers, employees, and agents from any claims, damages, or expenses arising out of your use of the Site or Services or your violation of these Terms.

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11. Governing Law & Dispute Resolution

• These Terms shall be governed by the laws of the State of Ohio, without regard to conflict of law principles.

• Any disputes will be resolved through binding arbitration in Hamilton County, Ohio, in accordance with the rules of the American Arbitration Association.

• You waive the right to participate in class actions or jury trials.

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12. Termination

We reserve the right to suspend or terminate your access to the Site or Services at our sole discretion if you violate these Terms or engage in unlawful activity.

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13. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with a new effective date. Continued use of the Site after changes constitutes acceptance.

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14. Contact Information

If you have questions about these Terms, please contact us at:

Unique Growth

7770 Cooper Road, Suite 6

Montgomery, Ohio 45242

📧 clientservices@uniquegrowth.org

📞 (513) 407-8139

📠 (513) 282-3063